Premier Insurance Appraisers & Umpires

About

Trusted by
All Sides of the Table

Omega Insurance Appraisals

Omega Insurance Appraisal Services founder Toby J. Johnson is an insurance consultant and adjuster with more than twenty years of experience handling complex property insurance claims across twenty-eight states — on behalf of more than seventy insurance companies, including all ten of the largest P&C carriers in the United States.

Licensed as an appraisal umpire by the Iowa Insurance Division and holding both IAUA and P.L.A.N. certifications, Mr. Johnson has served as an appraisal umpire more than 350 times across nineteen states and has been appointed as a neutral umpire by courts in multiple jurisdictions.

He serves on the Board of Directors of the Insurance Appraisal and Umpire Association and is accredited as a Continuing Education provider by the Florida Department of Financial Services for appraisal and umpire certification curriculum. He has been recognized as an expert witness in both state and federal courts.

Court-Appointed. Repeatedly.

In appraisal disputes, when both sides can't agree on a neutral umpire, a judge decides. These are just a few of the courts that have appointed Toby Johnson, from state civil courts to federal district courts, and across multiple states.

"The Court concludes that Toby Johnson is the best choice to serve as the umpire."

U.S. District Court, District of Kansas

"The Court appoints Toby J. Johnson as the umpire to complete the appraisal process in this matter."

U.S. District Court, Western District of North Carolina

"The Court finds Johnson is qualified to render his opinions."

U.S. District Court, Southern District of Alabama

"Toby Johnson has the education, training, subject matter expertise and experience called for in this matter."

Iowa District Court, Linn County

"His experience aligns most appropriately with the needs of the parties here."

Iowa District Court, Polk County

"The Court GRANTS Great Lakes' motion, and appoints Toby J. Johnson to serve as umpire in this case."

Harris County Civil Court at Law No. 3, Texas

Court-Appointed. Repeatedly.

In appraisal disputes, when both sides can't agree on a neutral umpire, a judge decides. These are just a few of the courts that have appointed Toby Johnson, from state civil courts to federal district courts, and across multiple states.

"The Court concludes that Toby Johnson is the best choice to serve as the umpire."

U.S. District Court, District of Kansas

"The Court finds Johnson is qualified to render his opinions."

U.S. District Court, Southern District of Alabama

"His experience aligns most appropriately with the needs of the parties here."

Iowa District Court, Polk County

"The Court appoints Toby J. Johnson as the umpire to complete the appraisal process in this matter."

U.S. District Court, Western District of North Carolina

"Toby Johnson has the education, training, subject matter expertise and experience called for in this matter."

Iowa District Court, Linn County

"The Court GRANTS Great Lakes' motion, and appoints Toby J. Johnson to serve as umpire in this case."

Harris County Civil Court at Law No. 3, Texas

Court-Appointed. Repeatedly.

In appraisal disputes, when both sides can't agree on a neutral umpire, a judge decides. These are just a few of the courts that have appointed Toby Johnson, from state civil courts to federal district courts, and across multiple states.

"The Court concludes that Toby Johnson is the best choice to serve as the umpire."

U.S. District Court, District of Kansas

"His experience aligns most appropriately with the needs of the parties here."

Iowa District Court, Polk County

"Toby Johnson has the education, training, subject matter expertise and experience called for in this matter."

Iowa District Court, Linn County

"The Court finds Johnson is qualified to render his opinions."

U.S. District Court, Southern District of Alabama

"The Court appoints Toby J. Johnson as the umpire to complete the appraisal process in this matter."

U.S. District Court, Western District of North Carolina

"The Court GRANTS Great Lakes' motion, and appoints Toby J. Johnson to serve as umpire in this case."

Harris County Civil Court at Law No. 3, Texas

Services

Your Path to Dispute Resolution

Omega Insurance Appraisals delivers independent appraisal and neutral umpire services for insurance companies, policyholders, and legal counsel nationwide — resolving property loss valuation disputes with accuracy, integrity, and defensible documentation.

Trusted by Every Side of the Table

We serve as party-appointed appraisers for carriers, policyholders, and counsel — and as neutral umpires when both sides need an independent resolution.

Trusted by Every Side of the Table

We serve as party-appointed appraisers for carriers, policyholders, and counsel — and as neutral umpires when both sides need an independent resolution.

Trusted by Every Side of the Table

We serve as party-appointed appraisers for carriers, policyholders, and counsel — and as neutral umpires when both sides need an independent resolution.

Precise Scope & Estimating

Detailed, line-item Xactimate estimates and cost-approach valuations built to produce an accurate, supportable number.

Precise Scope & Estimating

Detailed, line-item Xactimate estimates and cost-approach valuations built to produce an accurate, supportable number.

Precise Scope & Estimating

Detailed, line-item Xactimate estimates and cost-approach valuations built to produce an accurate, supportable number.

Experienced Appraisal Experts

Decades of claims experience. Expert witness in state and federal courts. Analysis on matters exceeding $50 million.

Experienced Appraisal Experts

Decades of claims experience. Expert witness in state and federal courts. Analysis on matters exceeding $50 million.

Experienced Appraisal Experts

Decades of claims experience. Expert witness in state and federal courts. Analysis on matters exceeding $50 million.

Transparent Process & Reporting

Clear documentation and consistent communication so all parties understand the methodology and conclusions.

Transparent Process & Reporting

Clear documentation and consistent communication so all parties understand the methodology and conclusions.

Transparent Process & Reporting

Clear documentation and consistent communication so all parties understand the methodology and conclusions.

Neutral Umpire Services

When two appraisers can't agree, our umpire brings the analytical depth to evaluate competing positions and render binding decisions.

Neutral Umpire Services

When two appraisers can't agree, our umpire brings the analytical depth to evaluate competing positions and render binding decisions.

Neutral Umpire Services

When two appraisers can't agree, our umpire brings the analytical depth to evaluate competing positions and render binding decisions.

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"Striving for excellence through integrity."

At Omega Insurance Appraisal Services, we believe that accurate, impartial valuation is the foundation of fair dispute resolution; regardless of which party engages us.

When your file is with us, you're working with professionals whose credibility depends on the quality of the work, not the identity of the client.

Experience

"The End" for Disputed Insurance Claims

Property Insurance Appraisal Expertise
Trusted by All Sides

Our credibility depends on the quality of our work — not the identity of the client.

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Resolution for Every Loss

From hail and wind, to fire and water — our team has resolved appraisal disputes across every major peril.

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Image of a flame
A tornado in a rural area
A tornado in a rural area
A single hail piece against a raining sky
A single hail piece against a raining sky
Soot and smoke
Soot and smoke
A tree pushed over by wind, laying on a home
A tree pushed over by wind, laying on a home
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A floating water droplet
Thorough Loss Documentation
Thermal photography of a commercial flat roof

Appraiser and umpire services nationwide.

Large loss dispute resolution.

Trusted by all sides of the table.

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